Solutions

Transportation

THB has the ideal solution for a cargo transport Insurance; Road, Air, Sea or Railway, We will find the best insurance policy for your company.

The transport Insurance  is a wide category of protection projected for companies that operates trucks, buses, vans and another special veichols. Our experts are here to describe the principals  of Insurance for your transport business and distribution, avaluate the risks and estrategicly support in a structured Insurance program. The transport industry are in a changing process, even before the 2020 pandemic, the road transport companies are facing many challengeing scenarios.

The THB experts team can help to indentify the risks and garantee suitable protection of Insurance, through risks managements to explore how to take better decision into a context of Insurance colaboration, princing, draws and suitable conditions. The THB strategy of evaluation is composed of a work for detailed risks evaluation. The evaluation processed is developed based in tecnically caracterizing  the entire operation, indentify possible improvement points, review procedures of the risks mangement and developing a mechanism  to reach the particularities  of the operation. There are of special team dedicatate in the entire operation in a logistic chain to help you managing and reduce the risks.

Check the main insurance contracteds:

RCTR-C – Road freight carrier´s civil responsability

Mandatory Insurance contracted by the transporter, cover losses caused in the transported products under your responsability, In the hypothesis of a vehicle road accident occur involving collision, capsizem,  pile up etc.

The RCTR-C is Mandatory

The legislation which involves mandatoryness is described in two decrees.

Law-Decree 73/1966 – dispose private Insurance national system,regulated Insurance operations and reinsurance, apart from others  provisions. THE Article 20 is about mandatory insurances.

Law-Decree 61.867/1967: REGULATES. IN THE ARTICLE 10. THE MANDATORY INSURANCES FORESSEN IN THE ARTICLE ABOVE MENTIONED IS ALSO REGARDING ANOTHER SUBJECTS.

 Aconding to these determinations, the civil liability

 ensurance for road trasporters (RCTC) is madatory for transporters, whilst the National transport ensurance is required for shippers.

The National land transportation agency (ANTT) reiterate the obligatoriness of the RCTR C in the release 001/2018, of 16 of January of 2018, which also define who must contract the RCTR C. It affirms : ALL THE SERVICE PROVISION OF TRANSPORTS, REALIZED BY ANY CATEGORIES OF PAID ROAD TRANSPORTERS, MUST BE COVERED BY THE ENSURANCE RCTR C, WHICH MUST BE CONTRACTED BY THE TRANSPORTER HIMSELF OR BY THE CONTRACTER OR ON BEHALF OF THE TRANSPORTER.

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